BalanceFlow
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Now in public beta

Stop chasing payments. Start managing balances.

BalanceFlow gives your team one place to track customer balances, approve payments, and keep collections organized — no spreadsheets, no chaos.

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Free forever for up to 20 customers. No credit card required. WhatsApp: 09602506993

Dashboard
Today, Feb 2026
Total Receivables
₱847,520
Pending Payments
12
Active Customers
84
Acme Corp
₱24,800Pending
₱12M+Receivables tracked
500+Businesses onboarded
98%Faster than spreadsheets

The problem

Spreadsheets weren’t built for receivables

Small businesses lose thousands every month to manual tracking, human error, and payment delays.

No single source of truth

Balances scattered across spreadsheets, chat threads, and paper receipts. Nobody knows what’s accurate.

Manual follow-ups waste hours

Your team spends more time chasing payments via text and calls than actually running the business.

Errors cost real money

Miscalculated balances and missed payments lead to disputes, lost revenue, and broken trust.

Features

Everything you need to manage receivables

Built for small businesses that need clarity, not complexity.

Real-time Balances

See every customer’s balance updated instantly after each transaction. No more guessing.

Payment Approvals

Review, approve, or reject payment submissions with proof attachments — all in one inbox.

Automated Invoicing

Generate and send invoices as formal balance notifications with one click.

How it works

Up and running in minutes

1

Create your account

Sign up free. No credit card required. You’ll be ready in under a minute.

2

Add your customers

Import or manually add customers and their opening balances. Invite them to their own portal.

3

Track & collect

Manage incoming payments, send invoices, apply penalties, and export reports — all from one dashboard.

Testimonials

Trusted by small businesses

“We used to spend half a day every week reconciling spreadsheets. BalanceFlow cut that down to minutes.”

MS
Maria Santos
Operations Manager, Metro Hardware Supplies

“My customers can now see their balances and submit payments themselves. It’s a game-changer for my small team.”

JR
Jed Reyes
Owner, JR Trading

Pricing

Simple, transparent pricing

Start free. Upgrade when you’re ready.

Starter

For solo operators and micro-businesses getting started.

Free
  • Up to 20 customers
  • Basic invoicing
  • Payment tracking
  • Email support
Get Started
Most Popular

Professional

Ready to take control of your receivables?

Join hundreds of businesses already using BalanceFlow to track balances, approve payments, and stay organized. WhatsApp us now at 09602506993.

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Contact

Talk to us directly

Message us on WhatsApp or send your details and we’ll reach out.

High-priority WhatsApp support

Fastest response channel: 09602506993

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BalanceFlow

Receivables and customer balance management for small businesses.

WhatsApp: 09602506993

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© 2026 BalanceFlow. All rights reserved.
Metro Supplies
₱12,350Approved
Island Traders
₱8,900Pending

Penalty Management

Configure late-payment penalties with automatic calculations and customer notifications.

Multi-role Access

Separate dashboards for merchants, customers, and platform admins — each sees only what they need.

Export & Reports

Export ledger data, invoices, and transaction reports to CSV for your records.

“The penalty management feature alone saved us ₱50K in the first month. Highly recommended for any SME.”

AC
Angela Cruz
Finance Lead, Isla Food Products

For growing businesses that need full visibility and automation.

₱1,499/mo
  • Unlimited customers
  • Penalty management
  • CSV exports & reports
  • Customer self-service portal
  • SMS & email notifications
  • Priority support
Start Free Trial

Enterprise

For multi-branch operations with advanced needs.

Custom
  • Everything in Professional
  • Multi-branch support
  • API access
  • Dedicated account manager
  • Custom integrations
  • SLA guarantee
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